UnumVisionCare: A Smart Addition to Your Life Insurance Strategy

Life insurance is one of the most important financial tools you can have—it ensures your loved ones are protected in the event of the unexpected. But the best financial protection goes beyond just the payout. It includes staying healthy and preventing illness before it becomes serious.

That’s where UnumVisionCare becomes a valuable complement to your life insurance policy. This vision benefit plan supports your overall wellness and helps identify early signs of health issues that could impact your long-term quality of life.

1. What Is UnumVisionCare?

UnumVisionCare is a vision insurance program designed to make preventive eye care more affordable and accessible. The plan includes benefits such as:

• Annual eye exams
• Discounts or allowances for glasses and contact lenses
• Reduced rates for LASIK and corrective procedures
• Access to a broad network of optometrists and ophthalmologists

While it may seem unrelated, vision care plays a surprisingly important role in your long-term health—and by extension, your life insurance.

2. The Link Between Vision Care and Life Insurance

Many systemic health problems are first detected through routine eye exams. UnumVisionCare helps identify early signs of:

• High blood pressure
• Diabetes
• Cardiovascular disease
• Neurological disorders
• Autoimmune conditions

When detected early, these conditions can be managed before they become life-threatening. That means a longer, healthier life—and more value from your life insurance investment.

3. Why Add UnumVisionCare to Your Coverage?

Bundling vision care with life insurance is a practical step toward full-body, full-life protection.

Benefits of pairing UnumVisionCare with life insurance include:

• Preventive care that supports longevity
• Lower healthcare costs over time
• Enhanced wellness for your family
• Peace of mind knowing you’re covering health risks proactively

Vision care is more than a perk—it’s a powerful preventive health strategy.

4. Who Can Benefit from UnumVisionCare?

This coverage is ideal for:

• Young adults building out benefits alongside new life insurance
• Parents ensuring full wellness protection for their family
• Aging adults at risk for vision-related or chronic conditions
• Employers offering bundled benefits to attract and retain talent

Anyone who values long-term health and smart financial planning can benefit from adding vision care to their life insurance strategy.

5. How to Enroll in UnumVisionCare

UnumVisionCare is typically offered as a voluntary benefit through employers or bundled with other Unum insurance products. Enrolling is easy:

1. Review your benefits package or life insurance options
2. Ask your HR department about adding UnumVisionCare
3. Enroll during open enrollment or a qualifying life event
4. Start using your vision benefits for annual exams and eyewear